Financial Analysis, Term Loan Appraisal & Working Capital
Last updated 6/2021
MP4 | Video: h264, 1280x720 | Audio: AAC, 44.1 KHz
Language: English | Size: 12.53 GB | Duration: 14h 42m
Guide to Certified Credit Professional Course Exam of IIBF to become Credit Officer - Part 2/4
What you'll learn
Module B & C of Certified Credit Professional Course
Analysis of Financial Statements
Balance Sheet
Statement of Profit and Loss
Financial Ratio Analysis
Cash Flow Analysis
Fund Flow Analysis
Term Loan Appraisal
Working Capital Management
Requirements
Basic knowledge of Banking
Description
Welcome to this course Financial Analysis, Term Loan Appraisal & Working CapitalReserve Bank of India makes it necessary for Bank Employees involved in specialised job like Credit Administration to undergo Certification Program Certified Credit Professional offered by IIBF before April 1, 2018. This is necessitated to improve Bank's Man Power Capacity in step with recommendations put forward by 'Committee on Capacity Building' .This course is an Unofficial Guide to 'Certified Credit Professional Course of IIBF'. I have created lectures to discuss topic by topic of Module B & C of said course as followsAnalysis of Financial StatementsBalance SheetStatement of Profit and LossCash Flow AnalysisFund Flow AnalysisRatio AnalysisTerm Loan AppraisalWorking Capital ManagementMy experience as Team Leader, Credit Processing Cell in Mid Corporate Group of State Bank of India helped me a lot to deliver lectures with practical insights. Other modules were published as separate courses. This is a self paced learning course. Use your headsets for effective listening.See you inside the course.
Overview
Section 1: Analysis of Financial Statements - Basics
Lecture 1 Financial Statements
Lecture 2 Income Statement and Balance Sheet
Lecture 3 Sources and Uses of Funds
Lecture 4 Financial Statement Making Process
Lecture 5 Difference between Income, Liability, Expense and Assets
Section 2: Analysis of Financial Statements - Structure / Format
Lecture 6 General Instructions - Financial Statements - Schedule III of Companies Act 2013
Lecture 7 General Instructions related to Assets and Liabilities
Lecture 8 General Instructions related to Share Capital
Lecture 9 General Instructions related to Reserves and Surplus
Lecture 10 GI General Instructions related to Long Term Borrowings
Lecture 11 General Instructions related to Long Term Provision
Lecture 12 General Instructions related to Short Term Borrowings
Lecture 13 General Instructions related to Other Current Liabilities
Lecture 14 Balance sheet format
Lecture 15 Tangible assets
Lecture 16 Intangible Assets
Lecture 17 Non Current Invt
Lecture 18 Other NCA
Lecture 19 Long term LA
Lecture 20 Inventories
Lecture 21 Trade Receivables
Lecture 22 Cash and CE
Lecture 23 Cont liab and commitment
Lecture 24 Short term LA
Lecture 25 PL Format
Lecture 26 GI PL
Section 3: Analysis of Financial Statements - Ratios
Lecture 27 Introduction to Ratio Analysis (Talking Head)
Lecture 28 Classification of Ratio (Talking Head)
Lecture 29 Introduction to Liquidity Ratio (Talking Head)
Lecture 30 Classification of Liquidity Ratio (Talking Head)
Lecture 31 Current Ratio (Talking Head)
Lecture 32 Quick Ratio (Talking Head)
Lecture 33 Ideal Current Ratio and Quick Ratio (Talking Head)
Lecture 34 Absolute liquidity Ratio (Talking Head)
Lecture 35 Basic Defense interval Ratio (Talking Head)
Lecture 36 Capital Structure Ratios (Talking Head )
Lecture 37 Turn over Ratio (Talking Head )
Lecture 38 Inventory Turn over Ratio (Talking Head )
Lecture 39 Debtors Turn over Ratio (Talking Head)
Lecture 40 Creditors Turn over Ratio (Talking Head)
Lecture 41 Inventory Holding Period (Talking Head)
Lecture 42 Debtors Collection Period (Talking Head)
Lecture 43 Creditors Payment Period (Talking Head)
Lecture 44 Case Study 1 Ratio Analysis (Talking Head)
Lecture 45 Case Study 2 Ratio Analysis (Talking Head)
Lecture 46 Case Study 3 Ratio Analysis (Talking Head)
Lecture 47 Case Study 4 Ratio Analysis (Talking Head)
Lecture 48 Debt Service Coverage Ratio (Talking Head)
Lecture 49 Interest Coverage Ratio (Talking Head)
Lecture 50 Preference Dividend Coverage Ratio (Talking Head)
Lecture 51 Capital Gearing Ratio (Talking Head)
Lecture 52 Profitability Ratio (Talking Head)
Lecture 53 General Profitability Ratio (Talking Head)
Lecture 54 Return on Investment Ratios (Talking Head)
Lecture 55 Various Ratio for Equity Share holders (Talking Head)
Lecture 56 Market Value Ratios (Talking Head)
Lecture 57 Summary and limitation of Ratio Analysis (Talking Head)
Section 4: Fund Flow Analysis
Lecture 58 Introduction to Fund Flow Analysis (Talking Head)
Lecture 59 Importance of Fund Flow Analysis (Talking Head)
Lecture 60 Fund Flow Through some Numbers (Talking Head)
Lecture 61 Fund Flow Through Digram (Talking Head)
Lecture 62 How to identify long term Sources and Uses (Talking Head)
Lecture 63 Example of Long Term Source And Uses (Talking Head)
Lecture 64 Standard Format of Fund Flow Statement (Talking Head)
Lecture 65 Fund Flow Analysis Case Study
Lecture 66 Fund Flow Statement Analysis of Real Case
Section 5: Project Appraisal / Term Loan Appraisal
Lecture 67 Introduction to Term Loan Appraisal
Lecture 68 What is TEV Study?
Lecture 69 Technical Viability of Project
Lecture 70 Financial Viability of Project
Lecture 71 Economic Viability of Project
Lecture 72 Commercial Viability of Project
Lecture 73 Managerial aspects of Project
Lecture 74 Compliance aspects of Project
Lecture 75 Cost of Project and Means of Finance under Term Loan Appraisal
Lecture 76 Land Cost and related inputs under cost of Project - Term Loan Appraisal
Lecture 77 Building Cost and related inputs under cost of Project -Term Loan Appraisal
Lecture 78 Plant and Machinery Cost and related inputs under cost of Project -Term Loan App
Lecture 79 Technical Know how and related inputs under cost of Project -Term Loan Appraisal
Lecture 80 Preliminary Expenses and related inputs under cost of Project -Term Loan Apprais
Lecture 81 Pre-operative Expenses and related inputs under cost of Project -Term Loan Appra
Lecture 82 Provision for Contingencies and related inputs under cost of Project -Term Loan
Lecture 83 Working Capital Margin and related inputs under cost of Project -Term Loan Appra
Lecture 84 General aspects related to estimation of Cost of Project - Term Loan Appraisal
Lecture 85 Introduction of Sources of Finance - Term Loan Appraisal
Lecture 86 Share Capital as source of Finance - Term Loan Appraisal
Lecture 87 Internal Accruals as source of Finance - Term Loan Appraisal
Lecture 88 Subsidies as source of Finance - Term Loan Appraisal
Lecture 89 Debenture as source of Finance - Term Loan Appraisal
Lecture 90 Term Loan as source of Finance - Term Loan Appraisal
Lecture 91 Unsecured Loans as source of Finance - Term Loan Appraisal
Lecture 92 Project Implementation Schedule
Lecture 93 Production Factors - Term Loan Appraisal
Lecture 94 Manufacturing Process - Term Loan Appraisal
Lecture 95 Other Production Factors - Term Loan Appraisal
Lecture 96 Analysis of DSCR (Gross Average & Net Average)
Lecture 97 Analysis of DSCR 2 (Gross Average & Net Average)
Lecture 98 Break Even Analysis in Term Loan Appraisal
Lecture 99 Break Even Analysis Case 1 in Term Loan Appraisal
Lecture 100 Break Even Analysis Case 2 in Term Loan Appraisal
Lecture 101 Sensitivity Analysis in Term Loan Appraisal
Lecture 102 Sensitivity Analysis Sales Drop Testing Case 1 in Term Loan Appraisal
Lecture 103 Sensitivity Analysis Variable Cost Increase Testing Case 2 in Term Loan Appraisa
Lecture 104 Sensitivity Analysis Material Cost Increase Testing Case 3 in Term Loan Appraisa
Lecture 105 Sensitivity Analysis DSCR Testing Case 4 in Term Loan Appraisal
Lecture 106 Payback period - Talking Head
Lecture 107 PayBack Period Case Study 1 - Taking Head
Lecture 108 PayBack Period Case Study 2 - Taking Head
Lecture 109 Accounting Rate of Return (Talking Head)
Lecture 110 Accounting Rate of Return (PPT Based)
Lecture 111 Introduction to Time Value of Money
Lecture 112 Concepts Related To Time Value Of Money (Talking Head)
Lecture 113 Future Value of Single Cash Flow (Simple Interest & Compound Interest)
Lecture 114 Compound Value and Interest (Talking Head)
Lecture 115 Present Value Formula
Lecture 116 Case 1 Present Value (Talking Head)
Lecture 117 Case 2 Present Value (Talking Head)
Lecture 118 Introduction to NPV (Talking Head)
Lecture 119 Case Study 1 NPV (Talking Head)
Lecture 120 Case Study 2 NPV (Talking Head)
Lecture 121 Case Study 3 NPV (Talking Head)
Lecture 122 Profitability Index Method (Talking Head)
Lecture 123 Case Study 1 Profitability Index (Talking Head)
Lecture 124 Introduction to Internal Rate of Return (Talking Head)
Lecture 125 How to find IRR (Talking Head)
Lecture 126 Case Study 1 IRR (Talking Head)
Lecture 127 Case Study 2 IRR (Talking Head)
Section 6: Working Capital Assessment
Lecture 128 Introduction to Working Capital Management (Talking Head)
Lecture 129 Working Capital Introduction (Talking Head)
Lecture 130 Importance of Adequate Working Capital (Talking Head)
Lecture 131 Optimum Working capital (Talking Head)
Lecture 132 Working Capital Cycle (Talking Head)
Lecture 133 Holding Period Computation (Talking Head)
Lecture 134 Working Capital Loans
Lecture 135 Working Capital Cycle
Lecture 136 Tandon Committee Recommendations on Working Capital Assessment
Lecture 137 Review of Assessed Bank Finance
Lecture 138 Working Capital Cycle Explanation
Lecture 139 Working Capital Cycle Analysis
Lecture 140 Assessment of CC Book Debts
Lecture 141 Assessment of Letter of Credit Limit
Section 7: Non Fund Based Credit Facilities
Lecture 142 What and Why of Non Fund Based Credit Facilities?
Lecture 143 Letter of Credit
Lecture 144 Documents involved in Letter of Credit
Lecture 145 Types of Letter of Credit
Lecture 146 General aspects related to LC
Lecture 147 Assessment of Letter of Credit
Lecture 148 What is Bank Guarantee?
Lecture 149 Types of Bank Guarantee
Lecture 150 Bid Bond Guarantee
Lecture 151 Advance Payment Guarantee
Lecture 152 Appraisal and Assessement o BG Limits
Lecture 153 What is Bid Bond Guarantee?
Lecture 154 Maintenance bond / guarantee
Lecture 155 What is Retention Money Guarantee?
Lecture 156 What is Advance payment Guarantee?
Section 8: Last Section
Lecture 157 Bonus Lecture
Credit Analysts,Credit Analysts,Chartered Accountants,Banking Consultants,Project Finance Consultants,Banking Executives
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